Loan option
Investment Property Loans
Grow a rental portfolio with cash-flow-friendly financing.
Whether you're buying your first rental or expanding a portfolio, we offer conventional and DSCR options built for investors.
DSCR (Debt-Service-Coverage-Ratio) loans qualify on the property's rental cash flow rather than your personal income — so a strong deal isn't held back by paperwork. Conventional financing is available too when it's the better fit.
From single-family rentals to 2–4 unit properties, we'll structure financing that keeps your cash flow working for you.
Who it's for
Is the Investment Property Loans right for you?
- You're buying a rental property
- You want to grow a portfolio
- You're self-employed and prefer cash-flow qualifying
- You're financing 1–4 units
Good to know
Common questions
What is a DSCR loan?
It qualifies the loan based on the property's rental income versus its mortgage payment, rather than your personal tax returns — popular with investors and the self-employed.
How much down do I need for an investment property?
Investment loans typically require more down than a primary residence; the exact amount depends on the program and property. We'll give you real numbers.
How many properties can I finance?
More than you might expect — DSCR programs in particular are built for scaling a portfolio. Let's map out your plan.
Ready to explore the Investment Property Loans?
Apply in minutes or get a no-obligation quote — and a licensed loan officer will tailor it to you.