Loan option
VA Home Loan
$0 down and no monthly PMI — earned by your service.
The VA home loan is a benefit for eligible Veterans, active-duty service members, and certain surviving spouses, backed by the U.S. Department of Veterans Affairs.
It's one of the strongest loan programs available: $0 down for eligible borrowers, no monthly private mortgage insurance, competitive rates, and limits on the closing costs you can be charged.
It's also a benefit you can use more than once. We're honored to help you put it to work — thank you for your service.
Who it's for
Is the VA Home Loan right for you?
- You're a Veteran, active-duty, or an eligible spouse
- You want to buy with $0 down
- You'd like to avoid monthly PMI
- You want competitive rates and lower closing costs
Good to know
Common questions
How do I know if I'm eligible?
Eligibility is based on your service history and a Certificate of Eligibility (COE). We can help you request your COE as part of the process.
What's the VA funding fee?
A one-time fee that helps keep the program running; it can often be rolled into the loan, and some borrowers (such as those with a service-connected disability) may be exempt.
Can I use my VA benefit more than once?
Yes — VA entitlement can be restored and reused. We'll help you understand your available entitlement.
Ready to explore the VA Home Loan?
Apply in minutes or get a no-obligation quote — and a licensed loan officer will tailor it to you.